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Joined 2 years ago
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Cake day: July 2nd, 2023

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  • I can only hope the changing mating habit is that they’ve all stopped mating. I hate those damn bugs.

    They’re invasive where I live, and it seems like they don’t really have predators. And they’re so damn loud when they fly around inside your house. And they smell awful if you startle them or squish them. Only thing I can do is catch them in a cup and flush them down the toilet.



  • Yep. My wife and I are in our thirties and have good whole life insurance policies that will supplement our retirement accounts nicely in our old age. I’ve been paying into mine for almost two decades (maybe longer, my parents started it for me and locked in good rates when I was young), my wife’s is newer. We also both have matching retirement accounts and are making sure we hit our matching totals each paycheck to draw as much from our employers as we can.

    It’s not ideal, but with good planning (and stable income) you can still do well. Now, stable income is the important part. I’m a software developer, my wife works for a non-profit, so my income is generally a bit more stable than hers.

    I recommend finding a financial advisor. Our life insurance guy is great and because he gets commission on the life insurance plans he doesn’t charge us for advisory services (and also doesn’t try to sell us on other stuff, he actually recommended we NOT move our old 401ks from other jobs over to him because we’d end up paying him more than we’d make, he recommended we roll them into our current employer plans).