• 3 Posts
  • 15 Comments
Joined 2 years ago
Cake day: June 26th, 2023
  • mortalic@lemmy.worldtoAsklemmy@lemmy.ml•What advice would you give to people in their 20s?
    2·
    10 months ago

    Start buying a few shares of VTI every pay period. Use any left over cash to buy SPYG. Ignore the gains or losses, the market has never not gone up (eventually). Thank yourself later.

    Max out your 401k when you get a decent paying job. But make sure you hit every pay period to maximize your employer contribution.

    Consider using mass transit where possible, bike if you can, more or less avoid a car/insurance. If that’s not possible get a cheap car like a used Nissan leaf ($7000 in my area, costs a few dollars a month to charge using a wall outlet and extension cord)

    Minimize unnecessary expenses like using food delivery services. Meal prep on the weekends and make enough food for a week.

    If you do all this for 10 years or so, you’ll be in a really good spot financially. Buying a house will be a decent prospect, your VTI and SPYG will be making money, your taxable income will be small and you will have built up the ability to splurge on things without it making much of an impact on your finances.

    I’ve been following the YouTube channel Chris invests and he gives lots of similar advice like this.

  • mortalic@lemmy.worldtoLinux@lemmy.ml•Linux during the mid to late 90s (Windows 95 and 98 era)
    1·
    10 months ago

    This was me, you’re talking about me. 😂 In the 90’s Linux was barely getting started but slackware was probably the main distro everyone was focused on. That was the first one I ran across. This was probably late 90’s, I don’t remember when slack first came about though.

    By the time the 2000’s came around, it was basically a normal thing for people in college to have used or at least tried. Linux was in the vernacular, text books had references to it, and the famous lawsuit from SCO v IBM was in full swing. There were distro choices for days, including Gentoo which I spent literally a week getting everything compiled on an old Pentium only for it to not support some of the hardware and refuse to boot.

    There was a company I believe called VA Linux that declared that year to be the year of the Linux desktop. My memory might be faulty on this one.

    Loki gaming was a company that specialized in porting games to Linux, and they did a good job at it but couldn’t make money. I remember being super excited about them and did buy a few games. I was broke too so that was a real splurge for me. I feel like they launched in the 90’s (late) and crashed in the early 2000’s.