I still use Virtualbox, configuration is way easier with the GUI and defaults don’t pass any USB devices.

There are a million maps apps, even google itself has two (Waze). Banking is easily accessible thru a web browser. Also, rooting your phone gives you ability to fake a lot of the requirements to make stubborn apps run.

Cheaper alternative: flash existing router with DD-WRT or OpenWRT and access advanced features for free.

The funniest thing is that due to extremely slow stable release schedule, basically no one uses the fixed versions and instead go for the “nightly” releases, so most people already used the version with all of these upgrades.